Mike Mazzei criticizes Drummond insurance lawsuits, outlines alternative plan

Republican gubernatorial candidate Mike Mazzei criticized Attorney General Gentner Drummond's lawsuits against State Farm and Allstate, arguing the legal actions came too late and were driven by politics rather than consumer protection.

Drummond says State Farm and Allstate engaged in schemes to underpay homeowners after storm damage. Drummond told Oklahoma's Own Scott Michell during a July 11 Hot Seat that the lawsuits are based in part on internal documents he believes show insurers intentionally overcharged customers for coverage while underpaying legitimate weather-related claims.

Neither lawsuit has been decided in court, and both insurers deny wrongdoing.

Mazzei told News On 6 during a recent interview that Oklahoma should instead pursue regulatory and legal reforms aimed at lowering homeowners and auto insurance premiums. He pointed to recent legislation that changed Oklahoma from a "file and use" insurance state to a "file and wait" system, saying the change gives regulators more time to review premium increases.

Florida model central to Mazzei's proposal

Mazzei said his administration would seek to replicate what he described as Florida's approach to lawsuit reform, arguing that reducing litigation costs helped lower insurance premiums in that state.

He also said he would work closely with what he expects would be the next attorney general, rather than continuing what he described as a confrontational relationship between the governor's office and the attorney general.

Key points from Mazzei's remarks

• He questioned the timing of Drummond's lawsuits against State Farm and Allstate.
• He said Oklahoma's new "file and wait" insurance system is a step toward slowing premium increases.
• He proposed adopting Florida-style lawsuit reforms to reduce insurance costs.
• He said he would coordinate with the attorney general on legal matters if elected governor.

Political criticism and campaign endorsements

Mazzei also agreed with State Farm's characterization that the lawsuits were politically motivated, saying political considerations have been a recurring part of Drummond's tenure as attorney general.

The Republican candidate highlighted endorsements from President Donald Trump and Arkansas Gov. Sarah Huckabee Sanders, saying they reflect support for his campaign platform of lower taxes, reduced regulation and economic growth.

Drummond's Interview

Oklahoma AG Gentner Drummond Explains State Farm & Allstate Insurance Lawsuits