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For the quarter ended June 2026, Nicolet Bankshares (NIC) reported revenue of $179.36 million, up 87.3% over the same period last year. EPS came in at $2.99, compared to $2.35 in the year-ago quarter.
The reported revenue represents a surprise of +4.1% over the Zacks Consensus Estimate of $172.3 million. With the consensus EPS estimate being $2.96, the EPS surprise was +1.01%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Nicolet Bankshares performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:- Efficiency Ratio: 58.6% versus 51.9% estimated by two analysts on average.
- Total interest-earning assets: $13.86 billion compared to the $13.91 billion average estimate based on two analysts.
- Net Interest Margin: 4.1% versus the two-analyst average estimate of 4.1%.
- Net loan charge-offs to average loans: 0% compared to the 0.1% average estimate based on two analysts.
- Mortgage income, net: $3.62 million versus the two-analyst average estimate of $4 million.
- Card interchange income: $6.33 million compared to the $4.84 million average estimate based on two analysts.
- Other noninterest income: $3.05 million versus the two-analyst average estimate of $3.37 million.
- BOLI income: $2.31 million versus $2.12 million estimated by two analysts on average.
- Total Noninterest Income: $36.28 million versus the two-analyst average estimate of $32.02 million.
- Service charges on deposit accounts: $4.14 million versus the two-analyst average estimate of $4.2 million.
- Net Interest Income: $141.47 million versus $139.76 million estimated by two analysts on average.
View all Key Company Metrics for Nicolet Bankshares here>>>
Shares of Nicolet Bankshares have returned +10.4% over the past month versus the Zacks S&P 500 composite's -0.6% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.This article originally published on Zacks Investment Research (zacks.com).
