For the quarter ended June 2026, CVB Financial (CVBF) reported revenue of $179.43 million, up 42% over the same period last year. EPS came in at $0.44, compared to $0.36 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $183.11 million, representing a surprise of -2.01%. The company delivered an EPS surprise of +4.76%, with the consensus EPS estimate being $0.42.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how CVB Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:- Net Interest Margin: 3.7% compared to the 3.6% average estimate based on three analysts.
- Efficiency ratio: 63.8% compared to the 44.7% average estimate based on three analysts.
- Total NonPerforming Loan: $16.64 million versus the two-analyst average estimate of $10.06 million.
- Net Charge-off (% of Average Loans): 0% compared to the 0.1% average estimate based on two analysts.
- Total NonPerforming Assets: $16.85 million versus the two-analyst average estimate of $10.16 million.
- Total interest-earning assets: $17.57 billion versus the two-analyst average estimate of $18.23 billion.
- Net Interest Income: $162.42 million versus the three-analyst average estimate of $161.52 million.
- Total Noninterest Income: $17.01 million compared to the $16.53 million average estimate based on three analysts.
- Net Interest Income (FTE): $162.92 million compared to the $165.42 million average estimate based on two analysts.
View all Key Company Metrics for CVB Financial here>>>
Shares of CVB Financial have returned +4% over the past month versus the Zacks S&P 500 composite's +0.3% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.This article originally published on Zacks Investment Research (zacks.com).