- Our Top Picks
- Best for Text-Based Therapy
- Best for Teens
- Best Crisis Resource
- Best With Insurance
BetterHelp
Join millions of people worldwide who've found support with BetterHelp. Match with a licensed therapist online in as little as 48 hours.Get StartedAs demand surges, telehealth platforms are rapidly expanding, creating more options than ever before for those seeking support. People in therapy deserts meaning places where there are very few mental health professionals in the area and those without reliable transportation can now receive appropriate mental health care from the comfort of their own home. Additionally, telehealth gives parents the ability to attend therapy without having to worry about additional childcare costs, and people seeking a specific therapeutic method, such as somatic work, can access it more easily, as they are no longer limited to the options available in their area.
Thats where we come in: To help you navigate this new digital therapy landscape, we tested 65 online therapy services to evaluate their user experience, professionalism, ethical standards, and affordability. We consulted with licensed therapists, reviewed policies, and took a deep dive into what each platform offers. We wanted our firsthand experiences with these companies to demonstrate their quality. After all that testing and research, we rounded up the best services, based on need whether its group therapy, couples counseling, providers for teens or children, or individual therapy so you can feel confident that your mental health (and your data) is in good hands.
What if I'm Having Thoughts of Harming Myself?
Our Top Picks for Best Online Therapy
- Best for Text-Based Therapy:BetterHelp
- Best for Teens:Teen Counseling
- Best for Crisis Care:Brightside Health
- Best With Insurance:Talkspace
- Best for Couples:OurRitual
- Best for Kids:Rula
- Best for Trauma:Innerwell
- Best for Group Therapy:Grouport
- Best Directory:Zocdoc
- Best for Psychiatry:Talkiatry
- Best for Cognitive Behavioral Therapy:Online-Therapy.com
Best for Text-Based Therapy
BetterHelp
Pros
- Easy-to-use website
- Over 30,000 licensed therapists available
- Can message your therapist between sessions
- Financial aid is available
- Easy to switch therapists
- Offers a variety of therapy formats
Cons
- Accepts insurance in only 13 states
- No medication management
- Therapists cant make mental health diagnoses
Key Facts to Remember
- Accepts insurance:Yes, but not all states
- Types of therapy offered: Individual
- Ages served: 18 and up
- Medication management: No
- Session format:Video, audio, live chat, messaging
- Price:Starting at $70-$100 per week without insurance
BetterHelp earned its spot as the best option for text-based therapy due to its single subscription price, easy-to-use website, and extensive therapist network.
The platform is designed with user convenience in mind, allowing people to sign up quickly, match with a therapist, and start messaging within the same day. Whether users are new to therapy or have experience seeking mental health support, BetterHelps intuitive interface ensures that navigating the platform is seamless. This accessibility is especially beneficial for those who may feel overwhelmed in traditional therapy settings, offering a low-pressure way to reach out for help.
With a variety of therapy formats and access to over 30,000 licensed therapists, BetterHelp makes it easier to find a good therapist for text-based therapy, compared with smaller online therapy companies.
Unlike traditional therapy, where communication is often limited to scheduled appointments, BetterHelp allows users to send messages to their therapist anytime, offering continuous support and flexibility. Whether sharing daily struggles, asking follow-up questions, or seeking reassurance, the ability to stay connected with a therapist can be beneficial.
Erin Heger tested BetterHelp for us, and even though she was disappointed that she couldnt choose her own provider, she says that her therapist was warm and compassionate. She also appreciated the straightforward sign-up process, affordable pricing, and minimal technical issues.
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Many other major teletherapy platforms, like Talkspace and Brightside Health, offer text-based therapy, and we recommend these services in other categories. Another affordable option for text therapy is E-Therapy Cafe. We tested out the companys coaching program, including some of the asynchronous messaging options. We found the therapists responded quickly and offered thoughtful, practical advice and insights. Read our full review.
Best for Teens
Teen Counseling
Pros
- Tailored to treating teens
- Subscription pricing
- Easy to switch therapists
- Evening sessions available
- Separate messaging for teen and parent
Cons
- Doesnt accept insurance
- No medication management
- Cannot choose your therapist
Key Facts to Remember
- Accepts insurance:No
- Types of therapy offered: Teen
- Ages served: 13 to 19
- Medication management: No
- Session format:Video, audio, live chat
- Price:Starting at $70-$100 per week without insurance
Not all of the 65 online therapy platforms we tested provide therapy for adolescents, but of the ones that do, Teen Counseling is our top choice. Its network of licensed therapists who specialize in adolescent issues truly sets it apart from its competitors.
Teen Counseling, which is owned by BetterHelp, costs between $280 to $400 per month. The price fluctuates depending on where you live and how many therapists are available in your area.
Therapists at Teen Counseling specialize in teen mental health and can help with concerns ranging from social anxiety and academic stress to issues balancing sports and peer pressure. Therapy is available for teens ages 13 to 19, and they have the option to sign up on their own or have their parents or caregivers sign them up, allowing both parties to be involved in the therapeutic process. The site says that parents and caregivers cant join the sessions between the teen and their therapist, but they can opt to meet with the therapist separately.
Multiple therapy formats are available, including video, phone, and live chat sessions, which is similar to other online therapy platforms. Olivia Campbell, a health journalist, tested Teen Counseling for us with her son, noting his preference for live chat sessions. I really appreciate that Teen Counseling offers [chat therapy], because its a very effective way to get texting-native kids to participate in therapy when they are extremely video or phone-call shy,Campbell says.
Meeting teens where they are comfortable, even if its 45 minutes of live texting, is incredibly important in building a therapeutic relationship.
The convenience of accessing therapy from home eliminates potential barriers, such as transportation or scheduling conflicts, making it easier for teens to commit to improving their mental health.
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Fort Health is another exceptional option for teen therapy. It provides online therapy and psychiatry/medication management for people ages 4 to 24 in New York, New Jersey, Illinois, Texas, and Pennsylvania. In testing, we found the therapist made our teen really feel at ease and offered concrete, actionable strategies for managing their mental health. It accepts most insurance and offers flexible schedules. Parent therapy is also available. Read our full review.
Best Crisis Resource
Brightside Health
Pros
- Asynchronous messaging with your provider
- Guided lessons and psychoeducational materials
- Offers telehealth support for clients with severe mental health issues
- Accepts many insurance plans, including Medicare and Medicaid
- Medication management available
- Available in all 50 states and Washington, DC
- Progress trackers available
Cons
- No-show and late cancellation fees apply
- Only type of therapy offered is cognitive behavioral therapy
- Cannot prescribe controlled substances
- Use of progress trackers required, which might be uncomfortable for some
Key Facts to Remember
- Accepts insurance:Yes
- Types of therapy offered: Individual, crisis care
- Ages served: 13 and up
- Medication management: Yes
- Session format:Video call, asynchronous messaging
- Price:$299 to $349 per month
While many online therapy platforms clearly state that they will not work with patients in crisis, Brightside Health is paving an effective and realistic way for online mental health care providers to include crisis care.
Outpatient mental health care has certain limitations when it comes to managing serious mental health issues and mental health crises, especially those offered virtually. Those with symptoms or diagnoses that are labeled severe often struggle to find outpatient support because providers do not feel qualified to treat their symptoms or prefer not to work with clients who might present with a crisis. While providers have the right to set boundaries around their scope of practice, this can mean the clients who need the most need are often left without.
Brightside Healths Crisis Care program is specifically designed for clients who experience active suicidal ideation, have recently survived suicidal behavior, or have recently been hospitalized for suicidality. It is not a replacement for emergency services that are needed for people who are seriously planning to harm themselves now or in the very near future. But it can provide fast virtual mental health care for others experiencing a crisis.
In addition to Crisis Care specifically, people can also benefit from Brightside Healths other services, individual therapy and medication management. Amy Marschall, PsyD, a licensed psychologist and health writer, tested individual therapy at Brightside Health, and in her review she highlights benefits such as flexible scheduling, a variety of payment options, and a user-friendly design. Also, beyond her therapy sessions, she says she found Brightside Healths additional activities like tracking symptoms and challenging maladaptive thoughts to be helpful throughout her time testing the service.
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If you or your child is in need of a more intensive online therapy program that includes crisis care, check out Charlie Health. It offers a virtual Intensive Outpatient Program (IOP) that specializes in supporting clients with serious mental health needs. The program includes wraparound services that provides crisis support during and outside treatment sessions. The program is open to children, teens, and adults, and it accepts children as young as 8 years old.
Best With Insurance
Talkspace
Pros
- Accepts most insurance plans
- Switching therapists is easy
- Includes a variety of therapy options and medication management
- Offers in-app tools for coping strategies
- Affordable subscription tiers
Cons
- Cannot choose your therapist
- Video sessions are only 30 minutes
- No financial aid available
Key Facts to Remember
- Accepts insurance:Yes
- Types of therapy offered: Individual, couples, teens
- Ages served: 13 and up
- Medication management: Yes
- Session format:Video, audio, or messaging
- Price:$69 to $109 per week
Talkspace may be one of the better-known online therapy platforms today, but thats not just because its been around for a long time. Of all the online therapy companies we tested, it stands out as the most user-friendly option, thanks to its convenient subscription model, simple-to-use platform and app, and variety of therapy formats including text, audio, and video messaging.
Talkspaces subscription tiers range from $69 to $109 per week, depending on the type of therapy format you choose. One of Talkspaces biggest advantages is its financial accessibility. It accepts most major insurance plans, including Cigna Healthcare, Optum, Anthem Blue Cross and Blue Shield, Aetna, and Medicare (in select states), along with Employee Assistance Programs (EAPs), which provide employees with free mental health support.
The variety of therapy types offered individual, couples, or teen therapy is an additional benefit, compared with other subscription-based platforms. Medication management is also available on Talkspace, creating a one-stop shop for those desiring psychiatric care alongside talk therapy.
Erin Heger, a health journalist, tested Talkspaces individual therapy and had a mostly positive experience with the platform. She appreciated having the ability to message her therapist between sessions and the various options for increasing financial accessibility (accepting insurance and EAPs, tiered pricing, and the option to pay with a health savings account or flexible spending account). Unfortunately, the advice I received from both therapists I tried on the platform felt a bit impersonal, which made it hard to connect, Heger states.
Because of this, Talkspace might be a better fit for individuals who are new to therapy. Not only does its subscription structure keep therapy affordable it can also help users stay accountable for attending therapy on a consistent basis.
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Grow Therapy offers individual, couples, child, and adolescent therapy, as well as medication management services, with prices ranging from $75 to $250 across all 50 states and Washington, DC. We like that it has both online and in-person options. Grow Therapy accepts insurance, but is out-of-network for some major insurance plans. Also, our testers experienced glitches with the video platform. For more about Grow Therapy, see our full review.
Best for Couples
OurRitual
Pros
- Personalized, self-guided app offers resources between sessions
- Specializes in relationship work
- Both individual and couples sessions are available
- Affordable monthly rates
- Educational and therapeutic content is evidence-based and thoroughly researched
- Therapeutic tools are available, such as progress tracking and a journal
- Option of anonymity is available
Cons
- Weekly sessions required
- No option to pay per session; subscription plan is the only option
- Does not accept insurance
Key Facts to Remember
- Accepts insurance:No
- Types of therapy offered: Individual and couples
- Ages served: 18 and up
- Medication management: No
- Session format:Video
- Price:Starting at $24 per month for couples
From its personalized app experience to its additional therapeutic tools, OurRitual focuses on relational work in a unique and effective way, allowing couples to strengthen their relationship with ease.
OurRitual is designed to support couples in every step of their relationship journey, offering a subscription model that includes both live sessions and self-guided tools. The cost of four weekly couples sessions and access to the app is $260 per month for a three-month plan or $310 for a single month. The three-month plan is a significant commitment in terms of time and money. However, this could be a benefit for some couples, as it encourages consistency and accountability, allowing for deeper progress and long-term relationship improvements. Couples who want to achieve a specific goal, such as premarital counseling, may also benefit from this setup.
That said, the company offers a 14-day money-back guarantee under certain circumstances, which gives you time to decide if the platform is a good fit for you and your partner.
Jen Sinclair, a health and wellness writer who tested OurRituals services for us, thoroughly enjoyed her time using OurRituals couples services. The skills that my husband and I learned during our time on the platform really helped us communicate better, especially when it came to navigating transitions, Sinclair says. We enjoyed the exercises and came out stronger at the end of that month.
Another aspect that makes OurRitual stand out is that it allows clients to sign up using an anonymous name, which can be a benefit for those worried about their privacy or data on an online platform. This can be a specific advantage for individuals in the LGBTQ+ population who may be interested in maintaining their online privacy.
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Couples Learn is another standout option specializing in couples therapy. Its trauma-informed and client-focused approach makes it an ideal choice for couples who need help recovering from traumatic experiences that have influenced their attachment style. The small company has a boutique, concierge feel. We found the therapist very approachable, professional, and effective, and believe its a worthwhile investment. Read our full review.
Best for Kids
Rula
Pros
- Users can choose their own therapist
- Individual and family therapy available
- In-network with most insurance
- Psychiatry services and medication management available for teens
- Portal allows for easy communication with therapist between appointments
- Available in all 50 states and Washington, DC
Cons
- High self-pay prices
- $99 charge for late cancellations or no-shows to therapy appointments
- $150 charge for late cancellations or no-shows to psychiatry appointments
- Not all providers accept all insurance companies listed
Key Facts to Remember
- Accepts insurance:Yes
- Types of therapy offered: Individual, family, couples, teen, child, psychiatry
- Ages served: 5 and up
- Medication management: Yes, for teens
- Session format:Video
- Price:$150 to $165 per session
Rula distinguishes itself as a standout provider by providing specialized teletherapy services for children starting at age 5, including child-centered play therapy and family therapy.
With Rula, kids can participate in individual therapy, family therapy, or a combination of both. Children tend to soak up and reflect stressors from other family members, so when a child is struggling with their mental health, its often (though not always) an indication that the parents or guardians are also having a difficult time. Addressing marital problems or mental health challenges faced by adults in the family can benefit the child by reducing the households overall stress level. Rulas platform allows each family member to see their own individual therapist as well as a family therapist, when appropriate. This allows the entire family to get support in one place, making it easier to meet the various challenges impacting the child.
Rula is in-network with most major insurance companies and asserts that it can typically accommodate therapy sessions within two business days, making it a great option for anyone who needs support right away.
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LifeStance Health will treat children of any age via age-appropriate mental health care. In addition to therapy services, LifeStance Health provides diagnostic evaluations for attention deficit hyperactivity disorder (ADHD) and autism. Its providers use a variety of age-appropriate approaches, including art therapy, play therapy, and evidence-based treatment. In-person care is also available at LifeStances many clinics. Our tester appreciated LifeStance Healths highly qualified providers and weekend availability. Read our full review.
Best for Trauma
Innerwell
Pros
- Users can choose their own therapist
- Thorough intake questionnaire
- Transparent pricing available before sign-up
- Uniquely focused on trauma modalities
- Can use multiple services at the same time
- Includes medication management
Cons
- Only available in 23 states
- Insurance only accepted in six states
- Must contact customer service to switch therapists
- Not all therapists are trained in EMDR
Key Specs
- Accepts insurance:Yes, in select states
- Types of therapy offered: Individual, EMDR, psychedelic integration
- Ages served: 18 and up
- Medication management: Yes
- Session format:Video
- Price:$100 to $375 per therapy session
Innerwell ranks as our top choice for trauma-response therapy due to its willingness to use novel approaches to target and treat trauma symptoms, which is unmatched by its competitors.
Julia Childs Heyl, a clinical social worker and mental health writer,tested individual therapy at Innerwell for us and found the platform to be user-friendly with an easy sign-up process and transparent pricing. Innerwell is a great fit for those who are interested in less-traditional approaches to mental health care but still want the convenience an online therapy service offers, she says. She also notes that, of the online therapy platforms shes tried, Innerwell feels the most like going to a private practice clinician, adding a sense of safety that is necessary for a client to receive effective trauma treatment.
Innerwell offers therapy sessions for $165 per 50-minute session, and if you want extra support between sessions, you can add 30-minute boosters for $100 after your initial intake. Psychiatry intake sessions are $350, with 30-minute follow-ups at $200 each. Ketamine treatments range from $83 to $125 per session, billed monthly, and you can choose from programs like the 8-Dose Foundation ($366 per month for three months) or the 24-Dose Extended ($525 per month for four months). If youre interested in psychedelic preparation and integration, sessions are $100 for 30 minutes or $165 for 50 minutes.
While Innerwell accepts insurance, it is limited to six states (California, Colorado, New York, Texas, Illinois, and Washington). Oftentimes, ketamine treatment is not covered by insurance, so its important to take your own benefits into consideration.
Its important to remember that trauma treatment is not a one-size-fits-all approach. Whether its talk therapy, EMDR, medication, or ketamine treatment, finding the right approach depends on your unique experiences, needs, and comfort level. Thankfully, Innerwell offers all of these services, to help ensure that you find the right treatment for you.
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Octave stands out for its intuitive platform, simple pricing structure, and prioritization of hiring therapists of color. The platform matches clients with therapists based on their specific needs and preferences using a thorough intake questionnaire. You can choose the issues you want your therapist to specialize in, such as trauma, as well as their therapeutic approach. It offers individual, couples, and family therapy and accepts many major insurance plans (but you can use it without insurance, too). Check out our full review of the service.
Best for Groups
Grouport
Pros
- Affordable group therapy
- Personalized matching available
- DBT skills training offered in all 50 states
- Wide range of meeting times
- Variety of group topics
- Also offers individual, couples, family, and teen therapy
Cons
- Many topical groups are available in only three states
- Cannot use insurance
- Group therapy may not be a good fit for everyone
Key Facts to Remember
- Accepts insurance:No
- Types of therapy offered: Individual, couples, family, teen, group
- Ages served: 11 and up
- Medication management: No
- Session format:Video
- Price:$140 per month for group therapy; dialectical behavior therapy (DBT) skills group costs $25 per week, billed at $299 ($25/session x 12 sessions) for an initial 12-weeks, then billed at $100 a month ($25/session x 4 sessions/month)
Grouports structured discussions, use of licensed therapists, and wide variety of topics and meeting times make it a standout choice for those seeking affordable and accessible group therapy.
Group therapy may not be the right fit for everyone, but Grouport tries its best by intentionally including multiple meeting times per group and utilizing a care coordinator to match users to topical groups. Its prioritization of group therapy ensures that attention is paid to maintaining and improving the quality of the groups too.
With Grouport, users can access therapy groups via video sessions for just $35 per week. Its therapy groups cover multiple topics, such as anxiety and depression, parenting, grief, or borderline personality disorder. Unfortunately, Grouport operates most of its topical groups in just three states (New York, New Jersey, and Florida), which limits access for many. However, we appreciate that Grouport sets a maximum of 12 participants per group, which allows users to quickly get comfortable with the group setting even if they have not previously tried group therapy.
While our tester of Grouports services, Katie Mannion, was initially disappointed that she couldnt access the parenting group, she was impressed by her experience with the DBT skills group. A licensed therapist facilitated the groups content smoothly, always started sessions promptly, and moved effectively through the 12-week structured DBT curriculum. However, Mannion does note that her experience with the DBT group left something to be desired. It felt more like an educational workshop than true group therapy, but other groups could be different.
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Mindful Care is another great platform for online group therapy. A standout feature is how quickly you can access care. New participants can join a group at any time, and dont need to wait for a new group to begin. In testing, we appreciated our therapists empathetic approach to facilitating group discussions. Note that Mindful Care is only available in six states (New York, New Jersey, Connecticut, Florida, Illinois, and Michigan). Read our full assessment.
Best Directory
Zocdoc
Pros
- Can choose your own therapist
- Simple online scheduling
- Variety of therapists listed
- Can see therapist schedules before sign-up
- Provider availability varies
Cons
- Not all providers accept insurance
- Therapist availability depends on where you live
Key Facts to Remember
- Accepts insurance:Some providers do
- Types of therapy offered: Individual, couples, family, teen, child
- Ages served: Varies based on provider
- Medication management: Psychiatrists available in the directory
- Session format:Varies based on provider
- Price:Varies based on provider
Zocdoc is distinct in that it is a directory rather than a therapy provider itself. It allows users to specify their search with filters like types of insurance accepted, therapist credentials, and available schedule.
Brittany Vargas, who tested Zocdoc for us, says she appreciates how user-friendly the platforms search process and results page are. The provider pool was much better than what Ive seen on other platforms, and I loved seeing schedule info prominently displayed on each profile, she adds. While the system wasnt perfect, it saved me a lot of time, not having to email or call providers one by one to ask about availability.
A standout feature of this directory is the ability to book appointments directly via the platform, eliminating the need to visit another website to contact the therapist. While therapist availability may be limited in some areas, the user-friendly design and extensive selection of therapists make Zocdoc an excellent choice for individuals seeking a qualified clinician.
I was impressed by the quality of the clinicians, states Vargas. It was a diverse group, and the majority had high ratings.
We were also impressed by the specialized training of the therapists listed on Zocdoc. In addition to traditional modalities like cognitive behavioral therapy, our tester found professionals trained in innovative approaches such as somatic therapy and internal family systems an approach that helps individuals explore and heal different aspects of themselves, such as their inner critic. These modalities are harder to find in other directories.
Since Zocdoc is a directory, its best for individuals who already have an idea of what theyre looking for, such as a type of therapist they enjoy working with or a specific modality theyre looking to try.
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Another worthwhile therapist directory to check out is GoodTherapy. It can connect you to thousands of licensed therapists who can help with a wide variety of mental health needs. You can use the various search filters to help find the best therapist to fit your needs. You can also filter by your insurance. Marriage counselors are available, as are therapists for children. You can also search for certain attributes in your therapist, such as BIPOC counselors.
Best for Psychiatry
Talkiatry
Pros
- In-network with most major insurance plans
- 60-minute intakes and 30-minute appointments allow more face time with your psychiatrist than other platforms
- Pairs you with a psychiatrist, but offers the option to switch providers
- Services available to patients as young as 5 years old
- Providers can prescribe controlled substances, including benzodiazepines and stimulants
- Allows unlimited asynchronous messaging with your provider
- Intake process is fast and easy
- Available in 43 states
Cons
- Does not let you use the service without insurance
- Does not accept Medicaid
- Does not treat all diagnoses, including schizophrenia and eating disorders
- Does not offer talk therapy unless you already see a psychiatrist
Key Facts to Remember
- Accepts insurance:Yes
- Types of therapy offered: Psychiatry
- Ages served: 5 and up
- Medication management: Yes
- Session format:Video, messaging
- Price:Varies based on insurance coverage
Of the 65 online therapy companies we tested, Talkiatry stands out as the most user-friendly option for psychiatric services. Its range of ages served (starting at 5 years old), longer-than-average appointment times, and ability to prescribe a wider variety of medications, such as controlled substances, sets Talkiatry apart.
Talkiatry requires insurance to use its services, which means it is not a good fit for people without insurance or those who prefer not to use their insurance for psychiatry services. Because of this, the cost of the service varies based on your insurance benefits. It also does not accept Medicaid, so people with Medicaid would need to seek support elsewhere.
Raki Swanson, a health writer, tested medication management services on Talkiatry for us and had an overall positive experience with her provider. The first session was very relaxing, and it was really easy to talk with the therapist, she says. She also notes that the flow of the conversation seemed natural, and even though the provider did have a set of questions she had to ask during the intake session, she didnt seem like she was asking them from a paper.
An initial appointment with a Talkiatry psychiatrist is 60 minutes, with follow-up appointments typically lasting 30 minutes. This is a great advantage of this platform, as many follow-up psychiatry appointments, both in person and online, tend to be around 15 minutes in length. Additionally, Talkiatry psychiatrists can prescribe controlled substances, including benzodiazepines and stimulant medications, when appropriate, while most other online psychiatry platforms cannot.
While Talkiatry provides mental health medication management for many different diagnoses, including attention deficit hyperactivity disorder, obsessive-compulsive disorder, depression, anxiety, and post-traumatic stress disorder, it does not provide treatment for schizophrenia or eating disorders. It is also important to point out that even though Talkiatry does have therapists, you cant see one unless youre already seeing a Talkiatry psychiatrist.
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Doctor on Demand offers flexible scheduling, and its providers specialize in a variety of conditions and diagnoses. Although it does not offer prescribing for controlled substances, it can provide prescriptions for SSRIs, nonstimulant ADHD medications, and many other mental health medications. Therapy is also available on the platform, as is general telehealth. Doctor on Demand accepts many insurance plans, or you can choose to self-pay. Read more about our experience.
Best for Cognitive Behavioral Therapy
Online-Therapy.com
Pros
- Unlimited messaging with your therapist between appointments
- Self-paced resources available
- Offers financial aid based on need, for those who cannot afford the service
- Option to schedule audio-only or live chat sessions in addition to video
- Individual and couples therapy available
- Many therapeutic tools included, such as worksheets, a journal, and physical exercises
Cons
- Does not accept insurance
- Basic plan does not include any live sessions
- No medication management services
- Only offers cognitive behavioral therapy
- Only subscription plans are available
Key Facts to Remember
- Accepts insurance:No
- Types of therapy offered: Individual, couples
- Ages served: Ages 18 and up
- Medication management: No
- Session format:Video, audio, or live chat
- Price:Starting at just $48 per week
While a number of online therapy platforms offer cognitive behavioral therapy (CBT), Online-Therapy.com stands out for its exclusive focus on this modality, which includes therapists trained in CBT as well as access to additional CBT tools, making it a comprehensive and evidence-based option.
Online-Therapy.com is a subscription-based therapy platform that provides treatment to individuals or couples. We like that it offers different subscription tiers to fit any budget, plus a wealth of additional resources, including asynchronous messaging with therapists and self-guided therapeutic modules developed through the lens of CBT.
The platform offers individual and couples therapy, but not medication management. Additionally, Online-Therapy.com features numerous self-guided CBT resources and tools you can use outside of your sessions, including therapeutic worksheets, educational videos about mental health, a guided journal, an activity plan to help you articulate and achieve your goals, and a yoga practice.
Licensed therapistRiley Blanton tested the services at Online-Therapy.com for us and highlights the self-improvement exercises as a positive way of keeping individuals engaged in their therapy. She says she enjoyed using the additional tools alongside her weekly sessions, but she notes that the exercises did begin to feel repetitive as time went on.
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We also found Wellnite to be a great choice for someone looking for online CBT therapy with the convenience of a customizable monthly subscription. You can choose a price point and session length thats right for you and easily change it if it doesnt fit your needs. We enjoyed exceptional customer service and an incredibly easy sign-up process. We recommend it to those new to mental health services. Using insurance is also an option, and medication management is available. Read our full thoughts.
We Also Tested
We have tested 65 online therapy services so far, and there are many great options out there. While the companies listed below didnt quite make our list of top picks, they each offer key features that we believe are still worth highlighting.
- Circles offers support groups from $14.90 to $29 per month in all 50 states and Washington, DC. We appreciate that it includes access to chat support with licensed therapists and unlimited access to groups. However, it focuses on narcissistic abuse and divorce, which may not be relevant for everyone.
- National Queer and Trans Therapists of Color Network serves as a directory of LGTBQ+ affirming therapists. It currently includes over 300 mental health practitioners and manages a mental health fund that offers financial support to queer and trans members of the BIPOC community who couldnt otherwise afford to access mental health services. While we appreciate its mission of connecting people from marginalized populations with an appropriate therapist, the directorys search filters are somewhat limited. Also, not every state has a therapist listed. For more online LGBTQ+ therapy options, check out our roundup of some of our favorites.
Comparison Table
How We Tested These Online Therapy Companies
We tested 65 different online therapy services to give you the most comprehensive and reliable information possible. To ensure accuracy and relevance, our team of testers used each service firsthand for one month, assessing key factors such as affordability, insurance coverage, therapist availability, therapist qualifications, and ease of sign-up.
In addition to direct testing, we also consulted with two licensed therapists to gather professional insights on what makes online therapy effective:Brooke Sprowl, a licensed clinical social worker, and Rachel Thomasian, a licensed marriage and family therapist.
To complement our hands-on approach, we also surveyed our team of editors and writers about their experiences with these services. Our thorough methodology ensures that our recommendations are both trustworthy and well-informed, keeping the experience of our readers in mind.
Our testers come from a variety of professional and personal backgrounds. Some are licensed therapists; others are professional health journalists with extensive experience writing about mental health. Some also had personal experience in seeking therapists prior to testing with us.
Additionally, Amy Marschall, one of the writers of this roundup, is a licensed psychologist and certified telemental health provider. She not only tested many of these companies herself but has also established herself as a subject matter expert in teletherapy by writing books and conducting trainings for other therapists who want to provide ethical and effective online therapy to their clients.
The second writer of this article, Riley Blanton, is a licensed marriage and family therapist. She utilized her clinical expertise and professional background to help her evaluate the effectiveness of the services offered by these online platforms. She also provides online therapy through her private practice and can speak directly to the effectiveness of virtual mental health care.
What To Look For When Signing Up for Online Therapy
There are a few factors to consider when researching companies and determining which is the best fit for you, including:
- Scheduling Options: Many people choose telehealth because of the flexibility it allows in scheduling their appointments. Do you need early morning, late evening, or weekend appointments to accommodate your schedule? Find a company that offers the availability you need.
- Additional Services: Do you need both therapy and medication management services? Would you prefer a virtual one-stop shop for all your and your familys physical and mental health needs? More and more telehealth platforms also offer primary care, treatment for various health conditions, and urgent care services.
- Other Resources: Some telehealth platforms come with additional resources, like self-guided therapy activities, meditation practices, psychoeducation, and self-care scheduling tools. If you think you would benefit from having access to these tools, look for a platform that provides them.
How Do I Know if Therapy Is Covered by My Insurance?
Insurance coverage for therapy varies greatly between plans and providers. Although mental health parity laws require that health insurance covers mental health services, some companies still refuse and deny coverage. Additionally, many insurance plans do not cover certain services, such as couples therapy. Ask your provider which insurance companies they are in-network with, and have them tell you what billing and diagnostic codes they use when they run your insurance. Then, contact your insurance company via the customer phone number on the back of your insurance card to confirm its coverage with that provider and for those billing codes.
Although insurance companies are technically required to provide equal coverage for mental health care, many still deny therapy services because they deem the service to be not medically necessary. For example, couples therapy is often not covered because it involves working on the relationship between two people rather than treating a specific mental health diagnosis in one person. Additionally, due to difficulties with denials, clawbacks (when an insurance company pays for a service but later takes back the payment), administrative burden, and low reimbursement rates, many mental health providers cannot sustainably contract with many insurance companies.
Understand Your Purpose
Choosing the right online therapy service can feel overwhelming, but it all starts with understanding your specific needs. Many online therapy companies can help with a wide variety of issues, while others focus solely on one issue. Identifying your main goals for therapy will help you narrow down which platform may be the best fit. No one platform is going to be a fit for everyone. Its okay to ask questions, change providers, or cease therapy on the platform if the service it provides is not meeting your needs.
Some services allow you to filter therapists by specialization, making it easier to find someone who aligns with your goals for therapy. For instance, if you are experiencing high levels of anxiety or intrusive thoughts, a therapist trained in cognitive behavioral therapy might be the best option for you. Likewise, if you are in a specific stage of life, such as entering parenthood or retiring, you can benefit from a therapist who focuses on those life transitions.
Do Your Research
Consider Your Budget
Cost is another important factor to consider. Online therapy tends to be more affordable than in-person sessions, but prices can still vary significantly. Look for a service that offers transparent pricing, accepts insurance if necessary, and possibly provides a sliding scale payment option. Many platforms offer free trials or discounted initial sessions, which can help you determine if the service is a good fit before committing to it. However, dont forget to also check their cancellation policy, in case the service isnt right for you.
Check Patient-Provider Matching Practices
When selecting a therapist, its important to consider not just convenience or cost but also the quality and alignment of the therapeutic relationship, says Sprowl. These companies typically do not take the time to carefully match clients with therapists who align with their specific needs, preferences, and personality. Clients often work with providers who lack the skills or insight to create meaningful therapeutic change, leading many to conclude that therapy isnt for them, when in reality theyve simply been paired with a poor-quality provider or with one who isnt a personality match.
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