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Ramp has made stablecoin accounts and payments available to all its customers, giving businesses one platform to hold, send, and receive both regular dollars and stablecoins like USDC and USDT.
Until now, most finance teams treated stablecoin payments as a separate hassle, requiring a different wallet, no approval controls, and hours of manual reconciliation.
One Ramp beta customer found that stablecoin payments made up just 10% of vendor payments but consumed half of their accounts payable team's time.
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Ramp's approach folds stablecoins directly into the same system businesses already use for cards, bills, and accounting, so a payment settling in USDC follows the same approval chain as one settling in dollars.
"Businesses shouldn't need a second financial system just because a payment settles on different rails," said Andrew Chapello, Stablecoin Product Manager at Ramp.
How it actually works
Businesses can hold stablecoin balances, earn rewards on them, and pay vendors or employees directly from a stablecoin account, a checking account, or a linked bank account, without needing to pre-fund anything.
Every transaction syncs automatically into the company's existing accounting system with the same categorization and audit trail as a regular payment.
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Stablecoin deposits are supported across seven blockchain networks, including Solana, a high-performance blockchain known for its speed and low transaction costs.
Solana has increasingly become a preferred settlement layer for stablecoin activity, and its inclusion here reflects a broader trend of payment platforms building directly on top of it rather than treating it as one option among many.
More than 150 businesses adopted stablecoin accounts during Ramp's public beta, spanning far beyond crypto-native companies, including a farming business and a church managing donations.
Ramp built the feature in partnership with Stripe, whose Bridge and Privy infrastructure powers the stablecoin issuance and wallets behind the scenes. Stablecoin accounts and payments are now available to all Ramp customers.
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