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The gap between the haves and have-nots isn’t just measured in dollars. Sometimes it’s measured by how different two people can experience the same economy.
JPMorgan Chase JPM CEO Jamie Dimon believes that’s exactly what’s happening in the U.S. —and he says it’s no surprise that many people feel frustrated watching billionaires amass fortunes while struggling communities continue to fall behind.
"The piece that’s really important is that we have in fact left the lower income folks behind," Dimon told Axios in July. He pointed to struggling schools, crime-ridden neighborhoods, declining job opportunities and persistent poverty in parts of rural America and inner cities.
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"I remind people who are well off that they don’t worry about their schools. They don’t live in crime-ridden neighborhoods."
Why Resentment Toward the Wealthy Exists
Dimon argued that decades of policy from both political parties have failed to improve outcomes for many lower-income Americans, despite enormous amounts of government spending.
He also acknowledged why many people have grown skeptical of the country’s widening wealth gap.
"You have these slogans about why the rich caused all that type of stuff, which is not true, but there is some truth to that," Dimon told Axios. "If you were the average citizen here and you see these wealthy people getting unbelievably wealthy and this segment’s been left behind, that’s kind of annoying."
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Rather than dismissing those frustrations, he suggested they’re rooted in real experiences. Communities that have lost major employers have often seen higher unemployment, addiction, depression and fewer economic opportunities, even as the broader economy has continued growing.
Fixing the Problem Instead of Fighting Success
While Dimon acknowledged the growing divide, he stopped short of blaming wealth creation itself.
Instead, he argued the focus should be on improving economic mobility through better schools, stronger job opportunities and policies that reward work. Among the ideas he highlighted was expanding the Earned Income Tax Credit to put more money directly into the pockets of lower-income workers.
For Dimon, the goal isn’t making wealthy Americans poorer. It’s making it easier for more people to build wealth themselves.
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Investing Before Companies Go Public
That same idea—creating opportunities before they become obvious—is one reason some investors look beyond publicly traded companies.
Immersed is developing spatial computing software designed to make remote work and virtual collaboration more productive through mixed-reality technology. As businesses increasingly adopt AI tools and immersive work environments, the company is positioning itself at the intersection of two fast-growing trends.
Unlike most technology companies at this stage, Immersed is currently allowing everyday investors to participate in its fundraising round before any potential public listing. As with any startup, investing involves significant risk, but early-stage opportunities give investors access to companies long before they reach the public markets.
Whether the conversation is about narrowing the wealth gap or building wealth personally, Dimon’s broader message points in the same direction —expanding opportunity matters far more than limiting success.
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Building Wealth Across More Than Just the Market
Building a resilient portfolio means thinking beyond a single asset or market trend. Economic cycles shift, sectors rise and fall, and no one investment performs well in every environment. That’s why many investors look to diversify with platforms that provide access to real estate, fixed-income opportunities, precious metals, and even self-directed retirement accounts. By spreading exposure across multiple asset classes, it becomes easier to manage risk, capture steady returns, and create long-term wealth that isn’t tied to the fortunes of just one company or industry.
Arrived
Backed by Jeff Bezos, Arrived Homes makes real estate investing accessible with a low barrier to entry. Investors can buy fractional shares of single-family rentals and vacation homes starting with as little as $100. This allows everyday investors to diversify into real estate, collect rental income, and build long-term wealth without needing to manage properties directly.
Realberry
Institutional-quality real estate has traditionally been difficult for individual investors to access. Realberry gives accredited investors direct access to private real estate opportunities backed by a team with 35 years of experience, $3.4 billion in assets under management, and $481 million in cumulative distributions paid to investors as of Q4 2025, according to the company. With a portfolio spanning 13 million square feet across seven U.S. states, Realberry focuses on acquiring, developing, and managing real estate with an emphasis on long-term value creation while its principals often invest alongside clients to help align interests.
FarmTogether
Farmland has historically held its value through market volatility and delivered returns uncorrelated to stocks and bonds. For accredited investors, FarmTogether offers direct access to high-quality U.S. farmland starting at $15,000 — fully managed, with no landlord headaches.
Immersed
Immersed is building technology for the future of work through spatial computing. Known for its AR/VR productivity platform that enables users to work across multiple virtual screens, the company has grown to more than 1.5 million users worldwide. Immersed is also developing Visor, a lightweight headset designed specifically for professional productivity, positioning the company at the intersection of remote work, extended reality (XR), and next-generation computing.
Fundrise
Private real estate and private credit can add income and stability to a stock-heavy portfolio. Fundrise offers access to diversified private real estate and credit strategies through an easy-to-use platform, with professionally managed portfolios designed to generate passive income and long-term growth.
Mode Mobile
Mode Mobile is changing the way people interact with their phones by letting users earn money from the same apps and activities they already use every day. Instead of platforms keeping all the advertising revenue, Mode Mobile shares a portion back with users who engage with content, play games, and scroll on their devices. Named one of Deloitte’s fastest-growing software companies in North America, the company has built a large beta user base and is scaling a model that turns everyday smartphone usage into a potential income stream.
EquityMultiple
For accredited investors looking beyond stocks and bonds, EquityMultiple provides access to vetted commercial real estate deals starting at $5,000, with only ~5% of opportunities passing their due diligence process.
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This article Jamie Dimon Says It's ‘Kind Of Annoying' To Watch The Rich Get 'Unbelievably Wealthy' When You’re Just An ‘Average Citizen’ originally appeared on Benzinga.com.
