SerpApi.Org
For the quarter ended June 2026, Bank OZK (OZK) reported revenue of $430.02 million, up 0.5% over the same period last year. EPS came in at $1.49, compared to $1.58 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $432.02 million, representing a surprise of -0.46%. The company delivered an EPS surprise of +2.06%, with the consensus EPS estimate being $1.46.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Bank OZK performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:- Net interest margin: 4.2% versus the five-analyst average estimate of 4.2%.
- Efficiency Ratio: 39.2% versus the five-analyst average estimate of 38.5%.
- Total Average Interest-Earning Assets (FTE): $37.6 billion versus $38.68 billion estimated by four analysts on average.
- Net charge-offs to average total loans: 0.7% compared to the 0.5% average estimate based on four analysts.
- Total Nonperforming loans: $300.42 million versus the three-analyst average estimate of $292.3 million.
- Total Non-Interest Income: $37.87 million compared to the $34.49 million average estimate based on five analysts.
- Net Interest Income: $392.15 million versus the four-analyst average estimate of $397.65 million.
- Net Interest Income (FTE): $397.93 million versus the four-analyst average estimate of $401.45 million.
- Deposit-related fees- All other service charges: $11.4 million compared to the $11.14 million average estimate based on three analysts.
- Loan-related fees: $12.48 million versus $9.21 million estimated by three analysts on average.
- Gains (losses) on sales of other assets: $0.97 million versus the three-analyst average estimate of $0.61 million.
- Trust income: $3.04 million versus $3.02 million estimated by two analysts on average.
View all Key Company Metrics for Bank OZK here>>>
Shares of Bank OZK have returned +3.2% over the past month versus the Zacks S&P 500 composite's -0.6% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.This article originally published on Zacks Investment Research (zacks.com).
