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The deadline is July 27. That’s seven days from today.
Fidelity Investments agreed to a $2.5 million settlement after a 2024 data breach exposed the personal and financial information of more than 77,000 customers — including names, Social Security numbers, financial account numbers, routing numbers, and driver’s license information. The breach occurred over just two days, August 17 and 18, 2024, but Fidelity waited roughly two months to disclose it to affected customers, according to the class action lawsuit that preceded the settlement.
The final approval hearing was held July 9, 2026. The claim deadline is July 27, 2026, after which no new claims will be accepted. Anyone who does not file by that date gives up their right to compensation and their right to file a separate lawsuit over the breach.
Here’s what eligible customers can receive:
Up to $5,000 for documented losses. If you experienced identity theft, fraud, or out-of-pocket expenses tied to this breach — including fees for freezing or monitoring your credit, costs for professional help recovering your identity, or documented financial losses — you can submit documentation and claim up to $5,000 in reimbursement. Proof is required.
Approximately $100 with no documentation required. All class members who file a claim are entitled to a pro rata cash payment regardless of whether they can document specific losses. The settlement administrator estimates this payment at approximately $100, though the actual amount will depend on how many people file claims.
Two years of identity theft protection and credit monitoring, including $1 million in fraud and identity theft insurance, available to all class members who file a claim.
California residents receive an additional $50 payment under California’s consumer privacy law.
According to the settlement administrator, eligible class members include anyone in the U.S. whose bank account number and routing number were exposed in the breach — and this may include up to 160,000 people beyond the initial 77,000 who received direct notification from Fidelity. If you had a Fidelity account in August 2024 and aren’t sure whether you were affected, you can verify eligibility at FidelityDataSettlement.com, by emailing [email protected], or by calling 833-386-6470.
Fidelity has not admitted wrongdoing. The company says it detected the suspicious activity quickly and took steps to contain it. What it cannot undo is the two months between detecting the breach and notifying customers — during which their Social Security numbers, account numbers, and routing numbers were in the hands of whoever accessed them.
The settlement does not require you to prove you’ve suffered fraud yet. Identity theft from a breach can surface months or years after the original exposure, which is exactly why the credit monitoring and insurance components of this settlement have real value even for people who haven’t seen fraudulent activity on their accounts.
File at FidelityDataSettlement.com before July 27.
